This is your Discovery Session — a calm, supportive space to take a breath and begin exploring where you are and where you hope to go.
We’ll talk through what’s happening in your world, what feels urgent or unclear, and what needs your attention most right now.

Together, we’ll gently identify your priorities, concerns, and goals.
Think of it as a guided conversation — a collaborative brainstorming session where I listen deeply, ask thoughtful questions, and begin to understand how to best support you.

By the end of this step, we’ll have a clear sense of what matters most and how to shape the path ahead — at a pace that feels right for you.

This is where we begin to bring structure and calm to the financial side of things — a step-by-step process to help you make sense of the numbers and what they mean for you.

Whether you're preparing a Financial Affidavit for divorce, gathering documentation for a new chapter, or seeking clarity as a small business owner, this stage is about building a strong foundation for informed decision-making.

Together, we’ll:

Collect key financial documents — income, assets, debts, expenses

Clarify what these numbers mean and how they affect your goals

Identify any gaps or questions to resolve before moving forward

By the end of this step - we’ll have the clarity we need to move forward with confidence.

This is where we pause to review the financial picture we’ve started to build. We’ll walk through your documents together, check for completeness, and clarify anything that still feels confusing or uncertain.

Together, we’ll:

Confirm the accuracy of the numbers

Identify any gaps or missing details

Make sure everything aligns with your real-life goals

This step gives you confidence and clarity — so you feel grounded in the financial picture before moving forward.

Now that we’ve gathered the facts, we can begin to explore your options.

If you're going through a divorce, we’ll look at different ways to divide property, support yourself, and plan for what comes next — including the tax impact.

If you're simply seeking clarity or starting something new, this step helps you understand how your financial choices affect the bigger picture.

Together, we’ll:
• Review realistic financial options
• Explore how different choices may impact your future
• Begin shaping a plan that supports your goals

By the end of this step, you’ll feel clearer about the path ahead — and what’s possible.

This step is about getting clear on the real-life impact of your financial decisions — not just what things are worth on paper, but what they mean to your life moving forward.

We’ll explore the numbers behind the assets and talk through what feels financially sound, emotionally grounding, and personally sustainable — always with your goals in mind.

Together, we’ll:
• Explore the role money, property, and “stuff” play in your decision-making
• Talk through emotional attachments vs. financial realities
• Look at which assets support your stability — and which ones don’t
• Discuss trade-offs in a safe, judgment-free space

This isn’t about telling you what to do — it’s about helping you feel confident in how you think through these decisions.

In this step, we focus on the major pieces of your financial puzzle — retirement accounts, property, and investments — and how to make thoughtful, tax-aware decisions around them.

If you’re in the middle of a divorce, we’ll look at how to approach these assets during settlement discussions. If you’re not, we’ll explore how to align these accounts with your current goals and future needs.

Together, we’ll:
• Review key assets like retirement accounts, real estate, and investment accounts
• Discuss how these assets impact your long-term stability
• Talk through tax considerations, penalties, and timing
• Look at possible next steps: rollovers, buyouts, or shared ownership

This isn’t just about what you own — it’s about how you use it to support your life ahead.

After so much change, this step is about rebuilding — one smart decision at a time.

Whether you’re recovering from divorce, starting over, or stepping into financial independence, we’ll look at how to strengthen your credit, start saving, and feel secure in the day-to-day flow of money.

Together, we’ll:
• Review your credit report and identify steps to improve your score
• Create a strategy for paying off debt and building savings
• Talk through realistic budgeting tools and habits
• Lay the groundwork for long-term financial stability

This is about moving forward — not with perfection, but with purpose.

Description goes Now that you’ve built a stronger foundation, it’s time to look ahead.

This step is about imagining what’s next — and building a plan to help you get there. Whether it’s buying a home, saving for retirement, traveling, or just feeling in control of your money, we’ll turn hopes into real, actionable goals.

Together, we’ll:
• Identify your short-, mid-, and long-term financial goals
• Break those goals into manageable steps
• Discuss savings, investing, and planning for retirement
• Align your money with the life you want to create

No goal is too small or too big — the point is to feel in control, confident, and supported as you move forward.